Overview
WillMyRetirementSavingsLast.com ("we," "our," or "us") is operated by Determined Solutions. This Privacy Policy explains how we collect, use, disclose, and protect information you provide when you use our website and retirement calculator tool.
By using this website and submitting your information, you agree to the practices described in this Privacy Policy. Please read it carefully.
Important: When you submit your contact information through our lead form, that information may be shared with licensed insurance and financial professionals who may contact you about retirement income products. This sharing is the core purpose of our lead form and is described in full below.
Information We Collect
Information you provide directly
When you submit the lead capture form on our website, we collect the following information:
- First and last name
- Phone number
- Email address
- State of residence
- Retirement savings range
- Your biggest retirement concern (if provided)
Calculator inputs
When you use our retirement calculator, we may also collect the values you enter, including your current age, planned retirement age, estimated savings, monthly expenses, expected Social Security income, and risk tolerance. These values may be included in your lead record.
Automatically collected information
Like most websites, we may automatically collect certain technical information when you visit, including your IP address, browser type, device type, referring URL, and pages visited. This information is used for site operation and analytics purposes only.
How We Use Your Information
We use the information you submit for the following purposes:
- To provide you access to your personalized retirement report
- To share your contact information with licensed retirement and insurance professionals who may be able to assist you
- To send you communications related to retirement planning (if applicable)
- To improve our website and calculator tool
- To comply with legal obligations
How We Share Your Information
Sharing with third-party insurance and financial professionals
When you submit your contact information through our lead form, your information — including your name, phone number, email address, state, and retirement details — may be shared with one or more licensed insurance agents, financial professionals, or lead aggregation companies that specialize in retirement income products, including fixed indexed annuities.
These third parties may contact you by phone, email, text message, or other means to discuss retirement planning options available to you. By submitting the form, you consent to this sharing and to being contacted by these parties.
We do not control the privacy practices of these third parties. We encourage you to review the privacy policies of any company that contacts you.
Service providers
We use Formspree (formspree.io) to process form submissions. Your submitted data passes through Formspree's servers and is subject to their privacy policy, available at formspree.io/legal/privacy-policy.
Legal requirements
We may disclose your information if required to do so by law, court order, or governmental authority, or when we believe disclosure is necessary to protect our rights or the safety of others.
We do not sell your data to data brokers
We do not sell your personal information to data brokers or unrelated third parties for purposes unrelated to retirement planning and insurance.
TCPA Consent and Electronic Communications
By submitting the lead form on this website, you expressly consent, under the Telephone Consumer Protection Act (TCPA) and applicable state laws, to be contacted by us and/or our partner companies and licensed agents via:
- Telephone calls, including calls made using an automatic telephone dialing system (autodialer)
- Pre-recorded or artificial voice messages
- Text messages (SMS), including automated text messages
- Ringless voicemail
This consent applies even if your phone number is listed on a federal or state Do Not Call registry. Consent is not a condition of any purchase. Message and data rates may apply.
How to opt out
You may opt out of electronic communications at any time using the following methods:
- Text messages: Reply STOP to any text message you receive
- Email: Click the unsubscribe link in any email, or email us at seo@determinedsolutions.com with "Unsubscribe" in the subject line
- Phone calls: Inform the caller that you wish to be removed from the call list, or contact us directly at seo@determinedsolutions.com
Please note that opting out from our communications does not automatically remove you from the contact lists of third-party companies to whom your information has already been shared. You must contact those companies directly to opt out of their communications.
Data Retention
We retain your submitted information for as long as necessary to fulfill the purposes described in this Privacy Policy, or as required by law. Lead information may be retained for up to 36 months for record-keeping and compliance purposes.
Cookies and Tracking
This website may use cookies and similar tracking technologies to enhance your experience and collect usage data. You can control cookie settings through your browser. Disabling cookies may affect some functionality of the site.
We do not currently use third-party advertising cookies or retargeting pixels, but this policy will be updated if that changes.
Children's Privacy
This website is intended for adults aged 18 and older. We do not knowingly collect personal information from children under the age of 13. If you believe we have inadvertently collected such information, please contact us and we will delete it promptly.
Your Rights
Depending on your state of residence, you may have certain rights regarding your personal information, including the right to access, correct, or request deletion of your data. To exercise any of these rights, please contact us at:
Email: seo@determinedsolutions.com
Website: WillMyRetirementSavingsLast.com
We will respond to verifiable requests within 30 days to the extent required by applicable law.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the website after any changes constitutes your acceptance of the revised policy.
Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us at:
Determined Solutions
Email: seo@determinedsolutions.com
Website: WillMyRetirementSavingsLast.com